Protect your life long income with our exclusive innovative life savings accounts.
With our exclusive innovative products, you don’t have to die too soon to use the benefit because you have the built-in lifetime coverage to protect yourself, your spouse, children and estate even if you become ill unfortunately or you live too long. The financial devastation a serious illness can cause can be a dire concern. An accident or illness could throw you off course. Protecting your earning potential is vital to retirement planning because you can’t afford expensive medical bills on top of lost wages. Review the elimination period to find out how long it takes for your benefit to kick in when you are sick. The longer the elimination period, the more you have to pay out of pocket before benefits are available. Understand your disability policy to make sure you have the best coverage for your individual circumstances.
Accelerated death benefits can save you in case of serious illnesses
Serious illnesses and disability can be financially devastating without protection. Heart attack, stroke, invasive cancer, end stage renal failure, major organ transplant, ALS, arterial aneurysms, central nervous system tumors, major multi-system trauma (to 3 or more organs or systems), AIDS, severe disease of any organ that shortens life expectancy, severe central nervous system diseases (such as Parkinson’s, Huntington’s, Multiple Sclerosis, Encephalitis), disabilities such as blindness, paralysis, major burns, and loss of limbs are considered critical. You can receive the accelerated death benefit if your inability to perform at least two of the six activities of daily living: bathing, continence, dressing, eating, toileting and transferring, severe cognitive impairment, etc. are considered to be chronic illnesses for a period of at least 90 consecutive days and continuous care in an eligible facility or at home is expected to be required for the remainder of your life. If you are expected to die within a short period of time with a terminal illness, you can also receive the accelerated death benefit.
Lifetime Income Benefit is the most valuable
With our exclusive innovative Indexed Universal Life Insurance contracts, you can guarantee yourself an income for life even if you live too long. You may run out of the distribution period of your other retirement account. When you are concerned about your assets lasting through retirement and beyond, you can’t have peace of mind. The multi-protection built directly into a single Indexed Universal Life Insurance policy is more attractive to our clients for life-long financial security and peace of mind. Please call or text Donald to 617-291-5089 or email Donald for an appointment to set up your plans as soon as possible. The sooner, the better.